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NewHigh-Yield Savings at 4.00% APY

Banking, held to a higher standard.

Checking, high-yield savings, premium debit cards and instant transfers — protected by institutional-grade security and designed to feel effortless.

  • 2-step verification
  • 256-bit encryption
  • 24/7 support

Included with every account

  • 2-step verification
  • Transaction PIN
  • Instant card freeze
  • Real-time alerts
  • Device management
  • 24/7 support

At a glance

Support and instant card controls
24/7
TLS encryption in transit
256-bit
Verification on every sign-in
2-step
Monthly fee on Everyday Checking
$0

How it works

Open an account in minutes

A guided, fully digital process — no branch visit required.

  1. 1

    Apply online

    Tell us about yourself in a short, secure application. It takes about five minutes.

  2. 2

    Verify your identity

    Confirm your ID and set up two-step verification to protect your account from day one.

  3. 3

    Get approved

    Our team reviews your application promptly. You'll be notified the moment it's approved.

  4. 4

    Fund & start banking

    Move money in, order your card and start sending, saving and spending right away.

Security

Protection that never clocks out.

Layered, bank-grade safeguards work around the clock — and you stay in control of every one of them.

  • 2-step verification

    A one-time code from your authenticator app is required at sign-in and for sensitive changes.

  • Transaction PIN

    A separate PIN confirms every transfer, so a stolen password alone can't move money.

  • Payment review

    Large or unusual transfers are held for review by our team before money leaves your account, with instant alerts.

  • Device management

    See every device signed in to your account and revoke access with a single tap.

  • Instant card freeze

    Misplaced your card? Freeze it in seconds, and unfreeze it just as fast when it turns up.

  • Encrypted sessions & auto-lock

    256-bit TLS encryption in transit, and idle sessions lock automatically to keep you safe.

Visit the Security Center

Mobile banking

Your whole bank, in your pocket.

Everything you can do online, beautifully adapted for your phone — with the same security safeguards at every step.

  • Freeze and unfreeze cards instantly
  • Send money to members in seconds
  • Real-time alerts for every transaction
  • Manage trusted devices from anywhere
Get started

Our commitments

Held to a higher standard

What you can expect from CashCard24, every day.

  • Open your account online in minutes, with clear guidance at every step of identity verification.

    Simple to start

    Account opening

  • Every fee is published in our fee schedule before you pay it. If it isn't listed, we don't charge it.

    Transparent pricing

    Fees & limits

  • Real people answer your questions, and we will never ask for your password, PIN or one-time code.

    Support you can trust

    Customer care

FAQ

Questions, answered.

Can't find what you're looking for? Our team is available 24/7 at support@cashcard24.com.

Bank with an institution that holds itself to a higher standard.

Open an account online in minutes. No monthly fees, no minimum balance.

CashCard24 Digital Banking

Operated by CashCard24 Digital Bank. Deposits are insured by FDIC. Learn more

  • Authorised by the Financial Conduct Authority — FRN 124491
  • Registered with the Information Commissioner's Office — Z4664851