Everyday Checking
A checking account without the fine print.
Spend, pay bills and get paid with an account that never charges you to hold your own money.
No monthly fees
No maintenance fees and no minimum balance. Ever.
Early direct deposit
Get paid as soon as your employer sends payroll — often days sooner.
Real-time alerts
Know the moment money moves, with configurable push and email alerts.
High-Yield Savings
Let your savings earn their keep.
A competitive variable rate, compounded daily and credited monthly. No minimum balance to open or maintain.
- Interest compounded daily, credited monthly
- Free, instant transfers to and from checking
- Create up to 10 named savings goals
Debit cards
Choose the card that suits you.
Every tier includes instant freeze, contactless pay and real-time controls.
- CashCard24ClassicDEBIT
•••• 4821
A. MORGAN
Classic
No annual fee- Contactless payments
- Instant freeze & unfreeze
- Real-time spend alerts
- CashCard24PlatinumDEBIT
•••• 4821
A. MORGAN
Platinum
Higher daily limits- Everything in Classic
- Elevated ATM & spend limits
- Priority member support
- CashCard24BlackDEBIT
•••• 4821
A. MORGAN
Black
Metal card- Everything in Platinum
- Weighted stainless-steel card
- Dedicated concierge line
Transfers
Move money the moment you need to.
Every transfer is protected by your transaction PIN and large or unusual payments are reviewed before they leave your account.
Instant member transfers
Move money to any member instantly, 24/7, using just their account number or email.
Domestic & international wires
Same-day domestic wires and international wires with clear, upfront fees.
Scheduled & recurring
Automate rent, savings sweeps and bills on the schedule that suits you.
Saved payees
Save trusted recipients for faster, safer repeat payments.