Legal
Schedule of Fees
Last updated: 10 November 2024
Contents (6 sections)
This schedule lists the fees, charges and limits that apply to CashCard24 accounts, cards and transfers. It forms part of our Terms of Service. We believe in transparent pricing — if a fee is not listed here, we will not charge it.
1.Account fees
| Service | Fee / limit (USD) | Notes |
|---|---|---|
| Everyday Checking — monthly maintenance | $0 | — |
| High-Yield Savings — monthly maintenance | $0 | — |
| Business Essentials — monthly | $9 | — |
| Business Growth — monthly | $29 | — |
| Paper statement (per statement) | $2 | Electronic statements are free. |
| Dormant account fee | $5 | Only where permitted by law. |
| Account closure | $0 | — |
2.Transfer and payment fees
| Service | Fee / limit (USD) | Notes |
|---|---|---|
| Internal transfer between members | $0 | — |
| Domestic wire — outgoing | $25 | Cut-off time: 4:00 PM (Eastern Time). |
| Domestic wire — incoming | $0 | — |
| International wire — outgoing | $45 | Intermediary and recipient institutions may charge additional fees. |
| International wire — incoming | $15 | — |
| Currency conversion | 1.5% | Margin over the reference rate shown before you confirm. |
| Wire recall or amendment | $20 | — |
| Returned or failed payment | $25 | — |
3.Card fees
| Service | Fee / limit (USD) | Notes |
|---|---|---|
| Classic debit card — annual | $0 | — |
| Platinum debit card — annual | $49 | — |
| Black metal debit card — annual | $149 | — |
| Replacement card (lost, stolen or damaged) | $10 | — |
| Expedited card delivery | $25 | — |
| ATM withdrawal — in network | $0 | — |
| ATM withdrawal — out of network | $2.50 | The ATM operator may charge its own fee. |
| Foreign transaction fee | 0% | — |
4.Limits
| Service | Fee / limit (USD) | Notes |
|---|---|---|
| Daily transfer limit | $25,000 | — |
| Single transfer limit | $10,000 | — |
| Transfer review threshold | $10,000 | Transfers above this amount are held for review before release. |
| Daily card spend — Classic / Platinum / Black | $2,500 / $5,000 / $10,000 | — |
| Daily ATM withdrawal | $1,000 | — |
Limits may differ for individual accounts and may be changed for security, risk or regulatory reasons, as described in our Terms of Service. Your current limits are always shown in online banking.
5.Other services
| Service | Fee / limit (USD) | Notes |
|---|---|---|
| Account verification or reference letter | $10 | — |
| Copy of historical statement (over 24 months old) | $5 | — |
| Legal process (garnishment, levy, court order) | $75 | — |
| Research request (per hour) | $25 | — |
6.Important information
Fees are charged in US Dollar (USD) and deducted from the relevant account when they become due. We will give you advance notice before introducing a new fee or increasing an existing one, as described in our Terms of Service.
If you have a question about a fee, contact us at support@cashcard24.com or +1 (212) 270-09993.